HOW TO BUY A HOME WITH A REVERSE MORTGAGE AND HAVE NO PAYMENTS!



Many older people know about using a reverse mortgage to tap their home equity and use the money to stay in a longtime home. But it's also possible to use a reverse mortgage to buy a home.

This can be helpful to people who want to relocate and can't afford mortgage payments in retirement or are unable to qualify for a conventional mortgage. It may also be a useful financial tool for delaying Social Security or conserving cash.

With a reverse mortgage, the bank actually pays you, up to a predetermined percentage of your home value. That money can come in a lump sum, monthly payments or a line of credit.

To qualify for a reverse mortgage, you must be 62 or older, and the home you're buying must be your principal residence.

The advantage to a reverse mortgage is you don't have to make payments,

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